Business Personal Accident Insurance offers protection to companies and their employees in the event of potential personal accidents. As well as complying with legal requirements, Business Personal Accident Insurance is a way of demonstrating concern for the health and well-being of employees.
Business Personal Accident Insurance protects your employees in the event of personal accidents that may occur in the workplace or while carrying out professional activities.
We offer insurance with cover that can be customised to your company's needs, guaranteeing greater comfort and safety for employees and reducing the cost of labour compensation.
Advantages
Medical expenses cover
Financial protection for the company
Stability and security
Prevention of lawsuits
Cost-effectiveness
Exato Insurance Advantages
Customisable
Emergency assistance
Competitive prices
Commercial support in the sale and explanation of covers
What does it cover?
? Accidental death
Covers the payment of compensation to the beneficiaries of the employee who died as a result of an accident
? Total or partial permanent disability
Guarantees the payment of compensation to the employee in the event of total or partial loss of physical or mental functions as a result of an accident.
? Medical, hospital and dental expenses
Covers necessary medical, hospital and dental expenses after an accident
? Temporary disability allowances
Covers the payment of per diems to employees away from work as a result of an accident, in accordance with the coverage contracted
? 24-hour assistance
It offers assistance services in the event of accidents, such as medical transport, hospital transfers and more.
Legal Disclaimer Exato - Consultoria & Mediação de Seguros, Lda. (“Exato Seguros”), with registered office at Rua do Proletariado, n.º 2-A, 2791-563, Carnaxide, registered at the Commercial Registry Office under the single registration and legal person number 514960558, telephone number: +351212461157, contact email address geral@exatoseguros.pt and with the following web address: www.exatoseguros.pt. Exato Seguros has been registered with ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões (the entity responsible for supervising the activity) since 14/12/2018, under the category of Insurance Agent, under no. 418467900, with authorisation to carry out the activity of insurance distribution in the Life and Non-Life Branches, information that can be verified and confirmed at www.asf.com.pt .Exato Seguros is authorised to receive premiums for delivery to the insurance company and, in general, is authorised to take out insurance in the name and on behalf of insurance companies, but it never proposes or assumes risk cover in its own name, which is the exclusive competence of insurance companies under the terms of the applicable legislation. It does not dispense with consulting the legally required pre-contractual and contractual information.
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