Corporate Life Insurance guarantees cover for a company's employees in the event of death or disability caused by natural or accidental causes. It can be taken out as a benefit for your employees, or as a way of protecting the company in the event of the loss of a key employee for your business.
Life insurance offers a personalised solution for companies wishing to protect their employees and their loved ones. It is a benefit that companies can offer their employees.
Companies are made up of people, whose well-being and health are essential to their success and growth. Recognising the value of your employees is essential, by showing that their lives and well-being are priorities for your company. With Life Insurance you are making a genuine commitment to your employees, strengthening the relationship of trust and loyalty.
Life insurance also guarantees the protection of employees' families in difficult times, such as paying for medical expenses or guaranteeing a financially stable future.
Another factor to consider is that we are in a highly competitive labour market, and the benefits offered by companies can be decisive in attracting and retaining talent.
It should be noted that companies play an important role in society as agents of change and social responsibility. Corporate life insurance is a tangible way of demonstrating this responsibility and commitment. Contact us to find a tailor-made solution for your company!
Advantages
Financial protection for the company
Financial protection for employees' families
Attracting and retaining talent
Valuing employees
Exato Insurance Advantages
Customisable
Competitive prices
Commercial support in the sale and explanation of covers
What does it cover?
? Permanent Invalidity
If an employee becomes permanently disabled due to an accident or illness, they can receive a one-off or monthly payment to help them manage their expenses
? Death
Designated beneficiaries receive an amount in the event of the death of the insured employee. The amount of the benefit can be a multiple of the salary or a fixed amount agreed between the company and the insurer.
? Funeral
Covers the funeral expenses of the insured employee
? Funeral assistance
Assistance to relatives with funeral and administrative procedures
? Group life insurance
Group life insurance can be a more economical option for companies wishing to offer life insurance cover to their employees, and can be customised according to the company's needs.
Exato Seguros has established protocols with the main life insurance companies in Portugal, helping you to find the most suitable solution for your needs.
Legal Disclaimer Exato - Consultoria & Mediação de Seguros, Lda. (“Exato Seguros”), with registered office at Rua do Proletariado, n.º 2-A, 2791-563, Carnaxide, registered at the Commercial Registry Office under the single registration and legal person number 514960558, telephone number: +351212461157, contact email address geral@exatoseguros.pt and with the following web address: www.exatoseguros.pt. Exato Seguros has been registered with ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões (the entity responsible for supervising the activity) since 14/12/2018, under the category of Insurance Agent, under no. 418467900, with authorisation to carry out the activity of insurance distribution in the Life and Non-Life Branches, information that can be verified and confirmed at www.asf.com.pt .Exato Seguros is authorised to receive premiums for delivery to the insurance company and, in general, is authorised to take out insurance in the name and on behalf of insurance companies, but it never proposes or assumes risk cover in its own name, which is the exclusive competence of insurance companies under the terms of the applicable legislation. It does not dispense with consulting the legally required pre-contractual and contractual information.
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