Domestic worker insurance
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Domestic worker insurance
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The Domestic Employee Insurance Scheme is designed to protect the employer in the event of accidents or illnesses involving the domestic employee while at work.
Domestic worker insurance is designed to guarantee the safety of domestic workers and the harmony of their families.
This insurance guarantees the protection of domestic workers in the event of accidents at work and other situations provided for by law, such as maternity leave and unemployment insurance. In addition, the Domestic Employee Insurance offers protection to the employer in the event of industrial action and the cost of compensation and medical expenses.
Domestic Employee Insurance is not only a way of guaranteeing protection for the employee and employer, but it is also a legal obligation for the employer.
Advantages
- Compliance with the law
- Financial protection for the employer
- Employee protection
- Stability and security
Exato Insurance Advantages
- Customisable
- Competitive prices
- Commercial support in the sale and explanation of covers
What does it cover?
? Accidents at work
Cover for compensation and medical, hospital and dental expenses in the event of accidents at work
? Diseases
Cover for compensation and medical, hospital and dental expenses in the event of illnesses acquired by the domestic worker during the period of employment.
? Invalidity
Cover for compensation in the event of total or partial permanent invalidity of the domestic worker
? Death
Cover for compensation in the event of the domestic worker's death as a result of an accident at work or illness
? Life Insurance
Cover for compensation in the event of the natural death of the domestic worker
? Civil Liability
Civil liability
Companies
Legal Disclaimer
Exato - Consultoria & Mediação de Seguros, Lda. (“Exato Seguros”), with registered office at Rua do Proletariado, n.º 2-A, 2791-563, Carnaxide, registered at the Commercial Registry Office under the single registration and legal person number 514960558, telephone number: +351212461157, contact email address geral@exatoseguros.pt and with the following web address: www.exatoseguros.pt. Exato Seguros has been registered with ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões (the entity responsible for supervising the activity) since 14/12/2018, under the category of Insurance Agent, under no. 418467900, with authorisation to carry out the activity of insurance distribution in the Life and Non-Life Branches, information that can be verified and confirmed at www.asf.com.pt .Exato Seguros is authorised to receive premiums for delivery to the insurance company and, in general, is authorised to take out insurance in the name and on behalf of insurance companies, but it never proposes or assumes risk cover in its own name, which is the exclusive competence of insurance companies under the terms of the applicable legislation. It does not dispense with consulting the legally required pre-contractual and contractual information.
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