Mortgage Life Insurance is designed to safeguard the finances of your family and loved ones, including essential protection for your mortgage.
This type of insurance is compulsory by law in the case of a bank loan for buying a house, however, the freedom to choose the insurance that best suits your needs is entirely yours.
In the event of the death or incapacity of the insured person, Mortgage Life Insurance serves as a guarantee for their beneficiaries, protecting them from the debt and allowing them to keep the property.
Advantages
Financial Protection
Peace of mind for the insured
Family protection
Cover for serious illnesses
Increase
Cost-effectiveness
Simpler access to credit
Customisable
Exato Insurance Advantages
Adequate insurance for your mortgage
Insurance at an affordable price
Fast subscription without medical examinations for under 50s
Choice of the most convenient payment method
You can hire individually or as a couple
Process of transferring policies to Exato Seguros simplified
? What does it cover?
Mortgage Life Insurance covers the insured capital in the event of death. In addition, you can take out additional cover in the event of disability (IAD & ITP).
Exato Seguros has established protocols with the main life insurance companies in Portugal, helping you to find the most suitable solution for your needs.
Legal Disclaimer Exato - Consultoria & Mediação de Seguros, Lda. (“Exato Seguros”), with registered office at Rua do Proletariado, n.º 2-A, 2791-563, Carnaxide, registered at the Commercial Registry Office under the single registration and legal person number 514960558, telephone number: +351212461157, contact email address geral@exatoseguros.pt and with the following web address: www.exatoseguros.pt. Exato Seguros has been registered with ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões (the entity responsible for supervising the activity) since 14/12/2018, under the category of Insurance Agent, under no. 418467900, with authorisation to carry out the activity of insurance distribution in the Life and Non-Life Branches, information that can be verified and confirmed at www.asf.com.pt .Exato Seguros is authorised to receive premiums for delivery to the insurance company and, in general, is authorised to take out insurance in the name and on behalf of insurance companies, but it never proposes or assumes risk cover in its own name, which is the exclusive competence of insurance companies under the terms of the applicable legislation. It does not dispense with consulting the legally required pre-contractual and contractual information.
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