Liability insurance provides financial cover for your company in the event of allegations of damage to third parties or losses caused by your business activities.
Business Liability Insurance protects your company's assets and business continuity in the event of legal disputes. Guarantee the security of your business and avoid risks that could affect your company's operational capacity and reputation.
Advantages
Financial protection
Stability and security
Compliance with legal requirements
Strengthening the image
Exato Insurance Advantages
Customisable
Competitive prices
What does it cover?
? General Liability
Coverage for damages associated with third party claims due to personal injury or damage to property resulting from the actions or omissions of the company, employees, products or services
? Product Liability
Cover for damage caused by products manufactured, distributed or sold by the company, including defects or contamination
? Tenant Liability
Cover for damage to premises rented or used by the company
? Liability for Completed Operations
Cover for damage caused by products or services after they have been completed or delivered
? Employer's Liability
Coverage for damages associated with employee lawsuits due to workplace injuries or illnesses
? Legal Expenses
Coverage of costs associated with legal proceedings, such as lawyers' fees, court costs and settlements
? Moral Damage and Defamation
Coverage for moral damages and defamation, including allegations of libel, slander or violation of privacy
? Out-of-court settlements
Coverage of out-of-court settlements to resolve claims
Legal Disclaimer Exato - Consultoria & Mediação de Seguros, Lda. (“Exato Seguros”), with registered office at Rua do Proletariado, n.º 2-A, 2791-563, Carnaxide, registered at the Commercial Registry Office under the single registration and legal person number 514960558, telephone number: +351212461157, contact email address geral@exatoseguros.pt and with the following web address: www.exatoseguros.pt. Exato Seguros has been registered with ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões (the entity responsible for supervising the activity) since 14/12/2018, under the category of Insurance Agent, under no. 418467900, with authorisation to carry out the activity of insurance distribution in the Life and Non-Life Branches, information that can be verified and confirmed at www.asf.com.pt .Exato Seguros is authorised to receive premiums for delivery to the insurance company and, in general, is authorised to take out insurance in the name and on behalf of insurance companies, but it never proposes or assumes risk cover in its own name, which is the exclusive competence of insurance companies under the terms of the applicable legislation. It does not dispense with consulting the legally required pre-contractual and contractual information.
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